What sets Resolve Crest apart is our commitment to delivering solutions that work specifically for your business. We know that no two businesses are the same, and that’s why we tailor every strategy to meet your unique needs, goals, and challenges. Unlike other companies, we don’t just aim to settle your debt—we provide you with the knowledge and tools to improve your business’s financial health. Our approach combines a deep understanding of MCA agreements with legal insights to protect your interests while maximizing your savings. We take pride in being not just a service provider but a partner you can rely on. Our mission is to empower you with options and clarity, so you can make informed decisions that align with the long-term growth of your business.

We understand that trust is essential when choosing a partner to help with your business’s financial future. Our proven track record includes successfully helping hundreds of businesses reduce their daily payment burdens, restore cash flow, and regain stability. We operate from two offices in Manhattan, NY, and Davie, FL, with a dedicated team of in-house attorneys and financial specialists who are experts in debt laws and MCA negotiations. With years of experience and successful outcomes, we’ve developed strong relationships with many MCA funders. We know what to expect from each, allowing us to approach every case with insight and strategy tailored to your unique situation. Transparency is at the core of everything we do. From your initial consultation to the resolution of your debt, we keep you informed every step of the way. Our 93.7% settlement success rate and over $100M saved for businesses reflect our commitment to delivering results.

Our payment structure is performance-based, meaning we only get paid when we successfully negotiate with your funders. This ensures our goals align with yours—we’re committed to achieving the best possible outcome for your business. Our success fee is tied to a portion of the solution we negotiate. We target unpaid fees and remaining balances. By aligning our compensation with results, we make sure you’re never paying for empty promises—only real, measurable progress.

Clients typically save 30-60% overall throughout our program. In addition to these long-term savings, you’ll experience immediate relief on your daily payments by converting them into reduced weekly payments. This adjustment helps ease cash flow pressure while we negotiate with your funders on your behalf. However, the exact amount you’ll save depends on your funder and your current financial situation. Every case is unique, which is why starting with a free consultation is so important. During this initial step, we assess your circumstances and provide you with clear expectations before you enroll, ensuring you understand the potential savings and benefits tailored to your business.

Due to the classification of Merchant Cash Advances (MCAs) as revenue purchase agreements rather than loans, MCA funders typically do not report to personal or business credit bureaus. This means that entering our program usually does not impact your credit score. However, if you’ve signed a personal guarantee as part of your MCA agreement, there may be potential credit implications. In such cases, our team will carefully review your agreements and counsel you on the best course of action to minimize any negative effects. Protecting your financial standing is always a top priority for us.

Yes, once you’ve completed the program, you are free to apply for another Merchant Cash Advance (MCA). However, our goal is to equip you with the financial stability and cash flow needed to reduce reliance on MCAs in the future. While MCAs can provide quick funding, they often come with high costs and repayment terms that strain businesses. If you find yourself considering another MCA after completing the program, our team is available to guide you. We can help assess your financial position and explore alternatives that may be more sustainable and beneficial for your business in the long term.

Having a lien or judgment doesn’t prevent you from enrolling in our program, and it’s something we’re experienced in handling. Liens and judgments are common with Merchant Cash Advance (MCA) agreements, especially if payments become difficult to maintain. Our team works directly with funders and legal entities to address these issues as part of the negotiation process. We’ll carefully review your agreements and financial situation to create a strategy that includes resolving any liens or judgments against your business. Our priority is to help you regain control of your finances while minimizing legal and financial risks. Every case is unique, so our approach will be tailored to achieve the best possible outcome for your specific circumstances.

Yes, we can help remove a UCC (Uniform Commercial Code) filing from your business as part of our program. UCC liens are often filed by MCA funders to secure their interest in your business assets until the debt is fully repaid. These filings can hinder your ability to secure future funding or establish vendor relationships. As we negotiate with your funders to resolve your MCA debt, part of the process involves working to have the UCC lien released. Once the debt is settled, we ensure the proper steps are taken to file for the lien’s removal. This allows your business to move forward without the restrictions and limitations that come with an active UCC filing.